Online Financing
Now you can purchase the equipment you need with financing directly on our online page. It's easy and safe! Search below the price of the product you want for more information about the offers that would apply to that item. You can apply and buy directly on our online page. If you already have your Micheo Music card, you can also use it as a payment method at checkout.
No interest if paid in full within 6 months1
On any purchase made with your Synchrony Music & Sound credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 Months. Minimum monthly payments required.
No interest if paid in full within 12 months1
On purchases of $699 or more made with your Micheo Music credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum monthly payments required. Subject to credit approval.
No interest if paid in full within 18 months1
On purchases of $999 or more made with your Synchrony Music & Sound credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 months. Minimum monthly payments required. Subject to credit approval.
13.99% APR with 36 fixed monthly payments2
On any purchase amount made with your Synchrony Music & Sound credit card.
1No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: Purchase APR is 29.99% as of 04/01/2024. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
2Interest will be charged on the promo purchase from the purchase date at a reduced 13.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 3.4173% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. For New Accounts: Purchase APR is 29.99% as of 04/01/2024. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
Steps to request the credit card at Micheo Music in store
- Please have two forms of identification available that can be verified.
- Include all forms of income from all full- and part-time jobs, bonuses, commissions, and investments. You only need to include child support, alimony, or separate maintenance income if you want this income to be considered in your application.
- Please note that you must reside in Puerto Rico and be 18 years of age or older to apply.
No interest if paid in full within 6 months1
On IN-STORE purchases of $199.99 or more made with your Synchrony Music & Sound credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 Months. Minimum monthly payments required.
No interest if paid in full within 12 months1
On IN-STORE purchases of $699 or more made with your Synchrony Music & Sound credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 Months. Minimum monthly payments required. This offer does not apply to the purchase of acoustic pianos.
No interest if paid in full within 18 months1
On IN-STORE purchases of $999 or more made with your Synchrony Music & Sound credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 18 Months. Minimum monthly payments required. This offer does not apply to the purchase of acoustic pianos.
13.99% APR with 36 fixed monthly payments2
On IN-STORE purchase of $500 or more made with your Synchrony Music & Sound credit card.
1Qualifying purchase amount must be on a receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: Purchase APR is 29.99% as of 04/01/2024. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
2Interest will be charged on the promo purchase from the purchase date at a reduced 13.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 3.4173% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. For New Accounts: Purchase APR is 29.99% as of 04/01/2024. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.